• June 2019 CFA Exam Level III Results: Level III exam results are being emailed to candidates on 20 August 2019, after 9:00 a.m. ET. Email delivery service varies so we cannot guarantee an exact delivery time.

    Access your detailed exam result


What Is Fintech?

The meeting of finance and technology, commonly known as fintech, is changing the landscape of investment management. Advancements include the use of Big Data, artificial intelligence (AI), and machine learning to evaluate investment opportunities, optimize portfolios, and mitigate risks.

Investment advisory services are undergoing changes with the growth of automated wealth advisers or “robo-advisers.” Robo-advisers may assist investors without the need for a human adviser, or they may be used in combination with a human adviser. The desired outcome is the ability to provide tailored, actionable advice to investors with greater ease of access and at lower cost.

In the area of financial record keeping, blockchain and distributed ledger technology (DLT) are creating new ways to record, track, and store transactions for financial assets. An early example of this trend is the cryptocurrency bitcoin, but the technology is being considered in a broader set of applications.

Why Is CFA Institute Focused on Fintech?

CFA Institute consistently monitors key debates and evolving issues in the investment industry. Fintech, a topic now incorporated in to the CFA Program curriculum, will inevitably impact the way the industry operates, careers in the investment profession, and investor outcomes.

More from CFA Institute on Fintech

Discover all fintech resources

We’re using cookies, but you can turn them off in Privacy Settings. If you use the site without changing settings, you are agreeing to our use of cookies. Learn more in our Privacy Policy.